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    Struggling to pay back your debts? We have counseled over 200,000 people since 2000. There are legal debt relief options available.

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    For unsecured debts such as credit cards, personal loans, certain private student loans, or other similar, a debt relief program may give you the solution you need. Debts could have accumulated for numerous reasons such as an unfortunate hardship, overspending, divorce, or other issues. The decision to get help could be a result of starting to go delinquent, getting creditor calls, or the realization that paying minimum payments, one could pay off the debt numerous times with the balances remaining.

    For tax debt issues, the situation is even more serious because of the expanded collection rights tax authorities such as the IRS or State have. Debts could be a result of mistakes from a prior tax preparer, under withholding, failure to submit payroll tax withholdings to the IRS, identity theft, tax audit, or other reasons.

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    The good news is that there are legal solutions to help resolve your financial issues.

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    For tax debt issues, there are various IRS and State tax debt solutions such as correcting prior tax return preparation mistakes with tax return amendments, an Installment Agreemens, Currently Non-Collectible, Offer In Compromise, filing returns for Substitute Filed Returns, Audit Defense, Partial Payment Installment Agreements, and more.

    For debt relief, CuraDebt has been helping people and small businesses since 2000 nationwide. As a Top Rated company by numerous independent organizations and with hundreds of thousands of people counseled successfully over the years, you can trust that you are in the best hands for resolution of your financial issues.

    For tax debt relief, CuraDebt has a team with over 100 years combined experience solving tax debt issues with a focus on tax resolutions, audit defense, complex resolutions, offers in compromise, partial payment plans, and currently non-collectible resolutions. The lead of the tax department has extensive experience solving 7-figure tax issues for individuals and small businesses. The tax relief team is one of the most experienced in the industry with over 83 years total previously working at the IRS or state tax authorities.

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    Are you making minimum payments on your unsecured debts, but not going anywhere or are already falling delinquent?

    Thousands of people come to us each month stating that they are making minimum payments on their credit card debts and other unsecured loans, yet the balances have not gone down. In some cases, they have already paid back the amount they originally spent, one, two or even three or more times. Most people have no or very little money left over at the end of each month for emergencies or recreational activities.

    While they may be current with payments, their creditworthiness is very poor because they cannot make a payment on a new loan. In some cases, they keep doing what they are doing until an emergency occurs, at which time they come to us for a solution; if they had just taken action sooner, their debts might already have been resolved.

    Are you falling delinquent? If so, your credit is already being affected and you, like most people, probably do not want to file bankruptcy. Future employers, business partners, and other people can ask, “have you ever filed bankruptcy?” for the rest of your life.

    Now is the time for damage control. In many cases, just by freeing up several hundred more dollars a month with a debt arbitration program, you can have the peace of mind you need and get your unsecured creditors resolved. Much like a “credit card debt forgiveness” program, for clients who qualify, the 网易UU网游加速器——玩出超快感,外服加速72小时免费:网易UU加速器,采用网易自主研发极速引擎,顶级IDC集群,全线高端刀片服务器!为网游用户解决延迟、掉线、卡机等问题,让你游戏更爽快!国服加速永久免费!外服加速72小时免费试用。海外直连专线,外服游戏加速效果业界顶尖!支持加速绝地求生、H1Z1、GTA5、CSGO,以及LOL英雄联盟、DNF地下城 … that is owed. In some cases, as much as 100%. No one can predict specific future results because each case is unique.

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    This type of program is also called a consumer credit counseling, credit counseling, or credit counseling services. Whether you hear it called credit counseling, credit card debt consolidation, DMP, or debt management, it is the same program where there is one payment every month, creditor interest rates are adjusted, and the agency pays your creditors on your behalf.

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    Hopefully, a Revenue Officer is not yet assigned and there have been no notices of imminent levies or garnishments issued. Even if no notices have been received, we have seen people and small business owners, have their or company’s bank accounts levied or wages garnished by aggressive Revenue Officers, without having received any written notices. It is a very stressful situation to know this could happen at any moment.

    When we start working for you, the tax professional assigned to your case, when needed, immediately requests a stay of enforcement for as long as possible to give time to get things solved. It is much better to take action sooner than later because once the IRS or State has levied your bank account, there are only 21 days before the bank has to send the money to the taxing authority. It’s much easier to prevent than to get the money returned.

    Past clients tell us that the immediate feeling of having a light at the end of the tunnel, having lower blood pressure, and being able to sleep at night are priceless. Then, when the original IRS and/or state tax issues are solved, they tell us how they feel much happier, free, and able to live life once again. The pride each and everyone in our team has for the 700+ Five Star Reviews is what makes us even more enthusiastic and dedicated to helping you.

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    • Business Debts
    • Certain Secured Debts*
    • IRS Debt and Back Taxes

    Debts We Can't Help With:

    • Lawsuits*
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    When looking for a company to help you get out of debt, be sure they have the necessary accreditations that indicate that they are reputable, trustworthy and are regulated by associations like the American Fair Credit Council and the International Association of Professional Debt Arbitrators. The awards, memberships and certifications shown below indicate that we have the experience, resources and adhere to a strong code of conduct of the best in the industry.

    See some of our awards and certifications below:
    • Top Consumer Reviews 5 Star Rating

      CuraDebt has been rated as #1 or in the top two among debt settlement companies and tax debt relief companies by the Consumer watchdog and review site, Top Consumer Reviews for 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019 and 2020. No other debt negotiation, settlement or tax debt relief companies have been in the top 2 for this period of time.

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      Customer Lobby is one of the top 3rd-party sites where clients give feedback about the quality of product or service of the company they worked with. They have excellent reviews of their services.

      CuraDebt is proud of the 905+ five-star reviews on Customer Lobby. Among these, there are no complaints and numerous testimonials of prior clients. CuraDebt has more five Star reviews with testimonials in Customer Lobby than any other debt negotiation companies.

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      For a company that provides nationwide services, we feel that the Online Business Bureau serves as the most reputable rating system because:

      1) The membership dues are a flat rate per company and not based on the number of employees. That means that each company receives a rating and a larger company has the same (balanced) influence as a company with fewer employees. This is very important because, in some rating organizations that charge membership fees based on employee count, where letter grades are provided, large credit card companies have thousands of complaints yet retain an excellent letter grade while small companies with a handful of complaints have their grade affected.

      2) Positive press online. The OBB overall has only positive feedback online.

      3) The ratings are universal regardless of what state the company is headquartered in.

      The Online Business Bureau allows you to investigate if debt settlement, negotiation, or tax debt relief companies are legitimate and uphold what they promise you.

      We recommend that you ask any company that you are considering working with if they are members of the Online Business Bureau in “Good Standing.”

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      NetCheck was founded in 1995 and offers real-time services to determine whether merchants are trustworthy or not online.

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      Honesty and integrity are two of the most important qualities when evaluating debt settlement companies. HONESTe Online is the rating and certification business bureau that ensures this.

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      CuraDebt is a member in good standing of AFCC, the largest and oldest association of debt relief companies. In order to be a member of AFCC, debt settlement companies have to follow a stringent set of requirements, disclosures as well as maintain them through continual review.

      We believe that all companies that are operating legitimately and with consumers’ best interests at heart are members of AFCC in good standing, as is CuraDebt. This is important to you because you can rest assured that the highest quality in services and standards are being followed which ultimately gives you the best results and greatest peace of mind.


      When you decide to trust a debt settlement company to help you have peace of mind and a solution with regards to your debts, it is important that the company’s privacy policy, security, and business be verified.

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      Take a look at the company’s Power Profile. CuraDebt is among the top debt settlement companies.

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      The U.S. Chamber of Commerce is the world’s largest business organization representing the interests of more than 3 million businesses of all sizes, sectors, and regions. CuraDebt is one of the top debt settlement companies a member in good standing and continues to support the activities that help promote new business growth throughout the USA.

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      As part of CuraDebt’s commitment to create more jobs for Americans, for years we have donated to SCORE, a USA non profit that coaches hundreds of thousands of small businesses to succeed and employ more people.


    When it comes to debt relief, there are 22 qualifications, certifications and requirements any company must have to be a solid company you would want to trust to resolve your unsecured debt, personal loans and tax debts:

    • Experience of more than 20 years nationwide.
    • Member of Online Business Bureau in 'Good Standing.'
    • In the top 2 in Top Consumer Reviews of Best Debt Relief Companies for over 8 years.
    • Fees of less than 21% of total debt on a flat fee basis on our in-house program.
    • Paid months of credit restoration for successful completion of program with a top rated credit restoration law firm.
    • No monthly fees for in-house Debt Relief Program.
    • CuraDebt charges performance fees as results are delivered for the CuraDebt in-house Debt Relief Program.
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    • 4.9 Star Rated on Shopper Approved.
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    • Has over 905+ Five Star client reviews on CustomerLobby.com website.
    • American Fair Credit Council (the leading debt relief industry association) Member in Good Standing.
    • Member of NetCheck with No complaints.
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